:root{
  --navy:#0A1F44;--navy-800:#0d2a5c;--navy-900:#071634;
  --gold:#C9A227;--gold-soft:#e0bf4d;
  --steel:#95A5A6;--grey-50:#f5f7f9;--grey-100:#eaeef2;--grey-300:#cfd8de;
  --ink:#16233b;--body:#43516b;--white:#fff;--error:#b91c1c;
  --maxw:1180px;--radius:4px;
  --font-head:'Montserrat',Arial,sans-serif;--font-body:'Roboto',Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--body);background:var(--white);line-height:1.65;font-size:16px}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--navy);line-height:1.2;margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.25rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.15rem);font-weight:700}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1rem}
a{color:var(--navy);text-decoration:none}
img{max-width:100%;display:block}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:72px 0}
.section--grey{background:var(--grey-50);border-top:1px solid var(--grey-100);border-bottom:1px solid var(--grey-100)}
.eyebrow{font-family:var(--font-head);text-transform:uppercase;letter-spacing:.18em;font-size:.72rem;font-weight:700;color:var(--gold);margin-bottom:.75rem}
.lead{font-size:1.08rem;max-width:70ch}
.rule{width:56px;height:3px;background:var(--gold);margin:0 0 22px}
/* Header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid rgba(201,162,39,.35)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.logo{display:flex;align-items:center;gap:12px}
.logo svg{width:34px;height:38px;flex:none}
.logo-text{display:flex;flex-direction:column;line-height:1}
.logo-name{font-family:var(--font-head);font-weight:800;text-transform:uppercase;color:#fff;font-size:1.15rem;letter-spacing:.04em}
.logo-sub{font-family:var(--font-head);font-size:.6rem;text-transform:uppercase;letter-spacing:.42em;color:var(--gold);margin-top:4px}
.nav{display:flex;align-items:center;gap:26px}
.nav a{font-family:var(--font-head);font-size:.85rem;font-weight:600;color:#dfe6f0;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a.is-active{color:#fff;border-bottom-color:var(--gold)}
.nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.3);border-radius:var(--radius);padding:8px 10px;cursor:pointer}
.nav-toggle span{display:block;width:20px;height:2px;background:#fff;margin:4px 0}
.btn{display:inline-block;font-family:var(--font-head);font-weight:700;font-size:.85rem;letter-spacing:.03em;padding:13px 26px;border-radius:var(--radius);border:2px solid var(--navy);background:var(--navy);color:#fff;cursor:pointer;transition:.2s}
.btn:hover{background:var(--gold);border-color:var(--gold);color:var(--navy-900)}
.btn--gold{background:var(--gold);border-color:var(--gold);color:var(--navy-900)}
.btn--gold:hover{background:#fff;border-color:#fff}
.btn--ghost{background:transparent;border-color:rgba(255,255,255,.55);color:#fff}
.btn--ghost:hover{background:#fff;border-color:#fff;color:var(--navy)}
.btn--sm{padding:10px 18px}
/* Hero */
.hero{position:relative;background:var(--navy-900);color:#e8edf5;overflow:hidden}
.hero img.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.28}
.hero-inner{position:relative;padding:96px 0 88px;max-width:760px}
.hero h1{color:#fff}
.hero p{color:#c8d3e4;font-size:1.1rem;max-width:60ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.page-head{background:var(--navy);color:#cdd8e8;padding:70px 0 60px;border-bottom:4px solid var(--gold)}
.page-head h1{color:#fff;margin-bottom:.4rem}
.page-head p{max-width:65ch;color:#c1cde0;margin:0}
.breadcrumb{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:12px;font-family:var(--font-head)}
/* Trust bar */
.trustbar{background:var(--grey-100);border-bottom:1px solid var(--grey-300)}
.trustbar ul{list-style:none;margin:0;padding:20px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;text-align:center}
.trustbar li{font-family:var(--font-head);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--navy);border-left:2px solid var(--gold);padding:2px 10px}
/* Grid + cards */
.grid{display:grid;gap:24px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--grey-300);border-top:3px solid var(--navy);border-radius:var(--radius);overflow:hidden;transition:.22s}
.card:hover{border-top-color:var(--gold);box-shadow:0 14px 34px -22px rgba(10,31,68,.55);transform:translateY(-2px)}
.card img{height:180px;width:100%;object-fit:cover}
.card-body{padding:22px}
.card-body p:last-child{margin-bottom:0}
.feature{background:#fff;border:1px solid var(--grey-300);border-radius:var(--radius);padding:26px}
.feature .num{font-family:var(--font-head);font-weight:800;color:var(--gold);font-size:.85rem;letter-spacing:.14em}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.split img{border-radius:var(--radius);height:100%;min-height:320px;object-fit:cover}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding:9px 0 9px 26px;position:relative;border-bottom:1px solid var(--grey-100)}
.checklist li:before{content:"";position:absolute;left:0;top:18px;width:10px;height:10px;background:var(--gold);transform:rotate(45deg)}
.stat{border-left:3px solid var(--gold);padding-left:16px}
.stat b{display:block;font-family:var(--font-head);font-size:1.9rem;color:var(--navy)}
/* Notices */
.notice{background:var(--grey-50);border:1px solid var(--grey-300);border-left:5px solid var(--navy);border-radius:var(--radius);padding:28px}
.notice--alert{border-left-color:var(--gold);background:#fff}
.notice h3{margin-bottom:.5rem}
.pill{display:inline-block;font-family:var(--font-head);font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--navy);background:var(--grey-100);border:1px solid var(--grey-300);padding:5px 11px;border-radius:999px;margin:0 6px 6px 0}
/* Form */
.form{background:#fff;border:1px solid var(--grey-300);border-radius:var(--radius);padding:28px}
.field{margin-bottom:16px}
.field label{display:block;font-family:var(--font-head);font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--navy);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--grey-300);border-radius:var(--radius);font-family:var(--font-body);font-size:.95rem;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(10,31,68,.08)}
.form-note{font-size:.82rem;color:var(--steel)}
.form-success{display:none;margin-top:16px;padding:14px 16px;border:1px solid var(--grey-300);border-left:5px solid var(--gold);background:var(--grey-50);font-size:.92rem}
.form-success.is-visible{display:block}
.form-error{display:none;margin-top:16px;padding:14px 16px;border:1px solid var(--grey-300);border-left:5px solid var(--error);background:#fff5f5;color:var(--error);font-size:.92rem}
.form-error.is-visible{display:block}
.map-embed{border:1px solid var(--grey-300);border-radius:var(--radius);overflow:hidden;line-height:0}
.map-embed iframe{width:100%;height:340px;border:0}
/* CTA strip */
.cta{background:var(--navy);color:#d7e0ee;text-align:center;padding:64px 0}
.cta h2{color:#fff}
/* Footer */
.site-footer{background:var(--navy-900);color:#9fb0c9;font-size:.9rem;padding-top:56px}
.site-footer h4{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.14em;margin-bottom:16px}
.site-footer a{color:#b9c6da}
.site-footer a:hover{color:var(--gold)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:32px;padding-bottom:40px}
.footer-list{list-style:none;padding:0;margin:0}
.footer-list li{margin-bottom:9px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:20px 0;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.82rem}
address{font-style:normal}
@media(max-width:900px){
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
  .trustbar ul{grid-template-columns:repeat(2,1fr)}
  .nav-toggle{display:block}
  .nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;gap:0;padding:8px 20px 18px;border-bottom:2px solid var(--gold)}
  .nav.is-open{display:flex}
  .nav a{width:100%;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08)}
  .header-inner{position:relative}
}
@media(max-width:600px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .section{padding:52px 0}
}